John Wieland National Warranty Book Prior to 9/1/24

SECT ION 10 : HUD Addendum

Ten-year coverage Structural defect is actual physical damage to the designed load-bearing portions of a home caused by failure of such load-bearing portions that aects their load-bearing functions to the extent that the home becomes unsafe, unsanitary, or otherwise unlivable. Load-bearing components, for the purpose of dening structural defects, are dened as follows: footing and foundation systems; beams; girders; lintels; columns; load-bearing walls and partitions; roof framing systems; and oor systems, including basement slabs for the rst through fourth years where the home is located in an area designated by HUD regulations on the eective date of this LimitedWarranty as containing expansive or collapsible soils (HUD has designated the State of Colorado as such an area). In those situations where HUD, VA, or other applicable laws or regulations require insurance backing, the Builder is insured by a member of the Zurich-American Insurance Group (“Insurer”) for its obligations arising from this Limited Warranty to benet the Homeowner should the Builder not perform its obligations as contained in this Limited Warranty. The LimitedWarranty coverage for basement oor slabs in the State of Colorado is extended from the rst through the fourth year. The following language is added to Section 7 of the Limited Warranty The Homeowner of a home with original FHA/VA nancing is not required to submit disputes related to or arising out of this Limited Warranty to the Binding Arbitration procedure available here; however, if the Homeowner elects to pursue the dispute to a nal resolution, including judicial resolution of disputes, such election shall bar the Homeowner from pursuing the same dispute against this LimitedWarranty through the Binding Arbitration procedure provided herein.

The following language is added to Section 3 of the Limited Warranty The eective date will be the date on which closing or settlement occurs in connection with the initial sale of the home. In no event will the eective date be later than the date of FHA endorsement of your mortgage on the home. Notwithstanding anything to the contrary herein contained, during the rst year of coverage, the Builder will correct Construction Deciencies in workmanship and materials resulting from the failure of the home to comply with the standards of quality as measured by acceptable trade practices. Construction Deciencies are defects (not of a structural nature) in the home that are attributable to poor workmanship or to the use of inferior materials, which result in the impaired functioning of the home or some part thereof. Defects resulting from abuse by the Homeowner or someone else or from normal wear and tear are not considered Construction Deciencies. The Homeowner may ask for a review and resolution of a disputed claim by HUD prior to engaging in arbitration.